The Comcare Self-insurance Option

  • The Australian government has moved to adopt some of the Productivity Commission's recommendations for improving national consistency of workers' compensation and OH&S.

    The particular direction being pursued is to facilitate access by employers to the OH&S and workers' compensation provisions for Commonwealth employees through self-insurance under the Commonwealth agency, Comcare.

    We assess the Comcare self-insurance option against the alternatives of remaining under separate state jurisdictions as either an insured or self-insured employer. We particularly focus on:

    - differences in the OH&S and workers' compensation frameworks

    - cost differentials

    - implications for the state workers' compensation schemes if employers exit to Comcare.

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