568 Publications
  • Finity
    Self Insurance Newsletter April 2007 – Self Insurance v Scheme Insurance

    In all Australian states you can choose to insure your company’s workers compensation risk or you can self-insure; either via the state scheme or Comcare. The difference between the cost of insurance premiums and self-insurance can be significant and hence may be of interest to, companies considering self-insurance or self-insurers who want to know how their current costs compare with the premiums they would have to pay for insurance.

    For any particular year the comparison between self-insurance and insurance needs to take into account a number of components.

    Publication date: April 1, 2007 | Topic: Self insurance | Author: Mark Hurst, David McNab

  • Finity
    Asbestos News – February 2007

    Publication date: February 28, 2007

  • Finity
    Maximising the Value of Your FCR

    Maximising the value of your FCR

    Financial Condition Reports (FCRs) for general insurers form an important part of APRA’s regulatory regime. Gae Robinson provides some thoughts on getting the best value from your FCR.

    Publication date: September 30, 2006 | Topic: Pricing, Regulation / Appointed Actuary | Author: Gae Robinson

  • Finity
    Board Composition Test

    The APRA standards are built around the ASX Principles of Good Corporate Governance, but gofurther in some respects. The main topics addressed are:

    Board charter, Board composition, Board Audit Committee, Internal audit, External auditor independence, Board performance assessment and renewal.

    Publication date: July 31, 2006 | Topic: Capital and Risk Management, Pricing, Regulation / Appointed Actuary

  • Finity
    Medical Indemnity for Doctors

    For much of its history in Australia, the medical indemnity industry, which provides proctection for doctors arising from their professional negligence, has been relatively low profile, with indemnity provided to doctors via doctor-owned mutuals (medical defence organisations). However, over the last 6 years this industry has been through an incredible amount of change with insolvencies, compulsory movement to insurance and increased levels of government intervention the order of the day. The last two years has seen some return to stability in the market, although competitive pressures are now building.

    This article examines what’s happened in recent years and provides an outlook on the challenges facing the market in the years to come.

    Publication date: July 31, 2006 | Topic: Capital and Risk Management, Health insurance, Regulation / Appointed Actuary | Author: Gillian Harrex, Karen Cutter

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