575 Publications
  • Finity
  • Finity
    Changes for Local as well as Foreign Insurers

    The Government has made a decision not to permit Foreign Insurers to write business in Australia. Foreign Reinsurers will be allowed to write business in Australia.

    This submission covers:

    – Suggested Policy Settings for Insurers

    – Suggested Policy Settings for Captives

    Publication date: May 30, 2007 | Topic: Capital and Risk Management, Regulation / Appointed Actuary | Author: Geoff Atkins

  • Finity
    Climate Change: The Impact on Insured Property Losses in Australia

    ‘Climate change is a true planetary emergency,’ says Al Gore, former US Vice President. In his documentary An Inconcenient Truth, he warns that there are dire warnings of the worst potential catastrophe in the history of human civilisation: a global climate crisis that is deepening and rapidly becoming more dangerous than anything we have ever faced.

    Meanwhile, in Australia, there have been increases in motor vehicle claims resulting from hitting an animal while driving – attributed to Australia’s ten-year drought forcing animals to move about more to find food and water.

    The insurance industry is affected both in a macro and a micro sense as our special feature on three articles on the impact of climate change on the insurance and finance industries demonstrates.

    Publication date: May 30, 2007 | Topic: Natural perils, Pricing | Author: Tim Andrews, David McNab

  • Finity
    The Comcare Self-insurance Option Final

    The Australian government has moved to adopt some of the Productivity Commission’s recommendations for improving national consistency of workers’ compensation and OH&S.

    The particular direction being pursued is to facilitate access by employers to the OH&S and workers’ compensation provisions for Commonwealth employees through self-insurance under the Commonwealth agency, Comcare.

    We assess the Comcare self-insurance option against the alternatives of remaining under separate state jurisdictions as either an insured or self-insured employer. We particularly focus on:

    – differences in the OH&S and workers’ compensation frameworks

    – cost differentials

    – implications for the state workers’ compensation schemes if employers exit to Comcare.

    Publication date: April 4, 2007 | Topic: Self insurance, Workers comp | Author: Mark Hurst

  • The Comcare Self-insurance Option

    The Australian government has moved to adopt some of the Productivity Commission’s recommendations for improving national consistency of workers’ compensation and OH&S.

    The particular direction being pursued is to facilitate access by employers to the OH&S and workers’ compensation provisions for Commonwealth employees through self-insurance under the Commonwealth agency, Comcare.

    We assess the Comcare self-insurance option against the alternatives of remaining under separate state jurisdictions as either an insured or self-insured employer. We particularly focus on:

    – differences in the OH&S and workers’ compensation frameworks

    – cost differentials

    – implications for the state workers’ compensation schemes if employers exit to Comcare.

    Publication date: April 4, 2007 | Topic: CTP, Self insurance, Workers comp | Author: Mark Hurst

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