Finity provides market leading strategic, portfolio and pricing advice to commercial lines insurers, underwriting agencies and brokers.

Commercial Lines

We help commercial lines insurers improve profitability, increase pricing sophistication and upscale technology capabilities with our extensive range of products and services.

Technology solutions and automation for pricing and underwriting

Natural perils modeling and climate risk management

Cyber risk management - product and pricing solutions.

Commercial Lines expertise 

Our expert team have an unrivalled depth and breadth of experience in the commercial lines industry, in both consulting and corporate environments.&nbsp; 
Our class of business experts provide regular insights and market updates across a wide range of commercial lines issues:
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<li class="MsoBodyText">
Forums sharing insights on emerging trends and opportunities
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<li class="MsoBodyText">
Optima: Our annual state of the industry report focusing on key classes of business
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Proprietary tools and data to identify key insights and industry performance.
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Leading market intelligence & insights

Finity is proud to release the 17th edition of Optima, our flagship state of the General Insurance industry report. OptimaLite summarises the key findings from Optima – providing an overview of insurance market trends and our in-house view of financial forecasts for FY24.

Optima In Focus Webinar: Commercial Lines - a summary

Optima FY23: FY23 ROE bounced back into target range territory and more of the same forecast for FY24

Our unrivalled depth of actuarial and strategic analytics expertise in commercial lines has inspired a range of cutting-edge products focused on practical solutions that add value to the commercial lines market.

Competitor pricing intelligence for intermediated insurance

Vantage

Marketvue

Sophisticated building and location software

Finpoint

Finrater

Natural perils pricing models for insurers

Finperils

Address validation software for deep customer insights

Finaddress

Explore our products for commercial insurers

Liability valuation services for insurers and schemes.

Liability valuation

Manage risk to improve risk culture and financial performanc

Risk

Actuarial expertise

Strategic analytics consultants with an actuarial approach

Analytics

Pricing & portfolio management

<a href="mailto:alina.pettifer@finity.com.au">alina.pettifer@finity.com.au</a>
Ph +61 3 8080 0914
Mobile +61 400 337 313
LinkedIn: <a href="https://www.linkedin.com/in/alina-pettifer-825a1b1/">https://www.linkedin.com/in/alina-pettifer-825a1b1/</a>
&nbsp;
Qualifications
BComm (Hons), BSci, FIAA
&nbsp;
Alina is a Principal has worked in the general insurance industry since 2007. She is a key member of Finity&rsquo;s Commercial Insurance Practice. Alina has provided both strategic and technical pricing advice to insurers and underwriting agencies across the full breadth of commercial lines products. In addition to consulting projects, she is responsible for Finity&rsquo;s commercial competitor monitoring product offering - Commercial Finesse in the Direct market and Vantage in the intermediated market.
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Area of expertise
<ul>
<li class="MsoNormal">Commercial lines pricing and portfolio monitoring</li>
<li class="MsoNormal">Commercial competitor pricing insights</li>
<li class="MsoNormal">Underwriting agencies</li>
<li class="MsoNormal">Commercial Motor</li>
<li class="MsoNormal">Business Packages</li>
<li class="MsoNormal">General Liability</li>
<li class="MsoNormal">ISR</li>
<li class="MsoNormal">Medical Malpractice</li>
<li class="MsoNormal">Professional indemnity</li>
</ul>
&nbsp;
Talk to me about
<ul>
<li class="MsoNormal">Commercial Lines Pricing</li>
<li class="MsoNormal">Underwriting agencies</li>
<li class="MsoNormal">Vantage</li>
<li class="MsoNormal">Finesse</li>
</ul>

Alina Pettifer

<a href="mailto:pravesh.ponna@finity.com.au">pravesh.ponna@finity.com.au</a>
&nbsp;Ph +61 2 8252 3303
&nbsp;Mobile +61 481 303 709
LinkedIn: <a href="https://www.linkedin.com/in/pravesh-ponna-00120494/">https://www.linkedin.com/in/pravesh-ponna-00120494/</a>
<h5>Qualifications</h5>
BCom(Actuarial Studies), BAppFin, FIAA
Pravesh is a Principal at Finity, with 15 years of general insurance experience across Australia and the UK.&nbsp; He has advised insurers across pricing, reserving and capital management, and is a key member of Finity&rsquo;s commercial lines practice.&nbsp; He also leads our geospatial practice (including our Finpoint and Rebuild products), and is heavily involved in helping companies use external data and geospatial insights for pricing and underwriting.
<h5>Area of expertise</h5>
<ul>
<li>Commercial lines insurance</li>
<li>Appointed Actuary</li>
<li>Geospatial data and natural perils</li>
<li>Pricing, underwriting and product design</li>
</ul>
&nbsp;
<h5>Talk to me about</h5>
<ul>
<li>Commercial Lines Pricing</li>
<li>Appointed Actuary Role</li>
<li>Geospatial data and finpoint</li>
<li>Underwriting agencies</li>
<li>External data</li>
</ul>
&nbsp;

Pravesh Ponna

<a href="mailto:susie.amos@finity.com.au%20">susie.amos@finity.com.au&nbsp;</a>
Ph +61 2 8252 3359
Mobile +61 435 043 408
LinkedIn: <a href="https://www.linkedin.com/in/susie-amos-77178919/">https://www.linkedin.com/in/susie-amos-77178919/</a>
<h5>Qualifications</h5>
BCom (Fin, Act), FIAA FNZSA
Susie Amos is a Director and Principal of Finity and has worked in general insurance for over 15 years. The majority of her experience has been as a consultant advising General Insurers. Susie specialises in stochastic capital modelling and lender&rsquo;s mortgage insurance providing advice to more than15 clients in these areas.
<h5>Areas of Expertise</h5>
<ul>
<li>Class actions</li>
<li>Underwriting agencies</li>
<li>Appointed Actuary</li>
<li>Solvency II</li>
<li>Specialist classes;</li>
<li>Professional indemnity and D&amp;O</li>
<li>LMI</li>
<li>Asbestos liabilities</li>
<li>Public liability</li>
</ul>
<h5>Talk to me about</h5>
<ul>
<li>Underwriting agencies</li>
</ul>

Susie Amos

Scott Collings

Powered by smart, results-oriented people with unrivalled depth of industry experience, we can provide a unique perspective across a wide range of business challenges.

Commercial Lines

Finity provides market leading strategic, portfolio and pricing advice to commercial lines insurers, underwriting agencies and brokers.

Market leading services, insights & analytics

We help commercial lines insurers improve profitability, increase pricing sophistication and upscale technology capabilities with our extensive range of products and services.

Commercial Lines expertise

Leading market intelligence & insights

OptimaLite 2023

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