General Insurance

We work closely with general insurers to navigate an ever-changing marketplace.

Finity

Our focus

Specialists across the full spectrum of general insurance, we help insurers to reduce risk, become more nimble, improve customer loyalty and turn data into a competitive advantage.

Leaders in general insurance

Our experts are at the forefront of the general insurance industry. Our unrivalled experience and knowledge of the general insurance industry together with our deep technical capability allows us to provide a breadth of products and services – helping general insurers succeed for more than 15 years. 

Finity

Awards & industry recognition

 

As Australiasia’s largest general insurance actuarial provider we have deep industry experience – second to none.  We adopt a partnership style approach providing the highest quality advice which is commercial, practical and actionable.  

Our work in both the Australian and New Zealand Insurance industries has been recognised by ANZIIF who have awarded Finity multiple Insurance Industry awards including the Professional Services Firm of the Year in Australia and New Zealand (five times) and Service Provider of the Year (six times).

Responding to regulation changes

We also offer practical insights on regulatory changes and how they are impacting the Financial Services industry as well as the emerging regulatory landscape.

We provide practical advice to help deliver innovative and sustainable solutions including:

Claims as a financial service
Deferred sales model
Design and distribution
Data analytics, modelling and analysis
Finity

General insurance industry outlook

Finity's Andy Cohen discusses the recent performance of the Australian general insurance industry as revealed in Finity's 2021 Optima report.

Insights to inform & inspire

Meet some of our specialists

Andrew MacKessack

Andrew MacKessack

Principal
Andrew MacKessack

Andrew MacKessack

Principal

andrew.mackessack@finity.com.au

Ph +61 3 8080 0905

Mobile +61 412 538 848

LinkedIn: https://www.linkedin.com/in/andrewmackessack/ 

 

Qualifications

BSc (Hons), FIAA

Andrew is a Director and Principal at Finity. He is an Actuary with over 20 years’ experience consulting in general insurance, specialising particularly in personal lines pricing and competitor price monitoring, together with capital, risk and volatility management for all insurance classes. He is also a leader in the product space, managing our competitor monitoring practice (including complete responsibility for our proprietary tools Finesse and Finquote) and with a significant involvement in the development of our address validation software FinAddress, and sum insured calculator, Rebuild.

Area of expertise

  • Personal lines pricing
  • Competitor price monitoring
  • Volatility and capital management
  • Workers compensation
  • Appointed Actuary
  • Underwriting and product design
  • Portfolio segmentation using machine learning

 

Talk to me about

  • Competitor price monitoring & analysis
  • Finesse
  • Finquote 
  • Finaddress
  • Rebuild
  • Pricing and Portfolio Management
  • Strategic Pricing and Underwriting
Andrew Matthews

Andrew Matthews

Principal
Andrew Matthews

Andrew Matthews

Principal

andrew.matthews@finity.com.au

Ph +61 2 8080 0951

Mobile +61 418 573 263

LinkedIn: https://www.linkedin.com/in/andrew-matthews-0459941b/ 

 

Qualifications

B. Comm, FIAA. GAICD, MSOD

 

Andrew is a Principal and actuary with expertise in Appointed Actuary roles, applying analytics and Organisational Development. He works with a range of insurers informing sound financial decisions, exploring growth possibilities and protecting businesses by ensuring compliance with prudential requirements. He is also an Associate Professor at Monash Business School and a Board Director at The Stroke Foundation. Andrew works with leaders and their teams to apply analytics and build the capabilities to put a shared vision into action.

Area of expertise
  • Appointed Actuary Services - Financial Condition Reporting, Reserving, Capital Management
  • Scenario and Recovery Planning
  • Pricing - Technical, Commercial and Governance
  • Utilising analytics to get better business results
  • Helping grow a client's business

 

Talk to me about
  • Health insurance
  • Capital management
  • Strategy implementation
Andrew McInerney

Andrew McInerney

Principal
Andrew McInerney

Andrew McInerney

Principal

andrew.mcinerney@finity.com.au

Ph +61 2 8252 3372

Mobile +61 415 899 487

LinkedIn: https://www.linkedin.com/in/andrew-mcinerney-441a1a11a/ 

 

Qualifications

BActStud, BCom, BPhys, FIAA

 

Andrew McInerney is a Director and Principal at Finity and has almost 20 years’ experience in accident compensation, asbestos liabilities, CTP, and the broader general insurance and disability sector. Andrew leads Finity’s workers compensation practice and acts as a ‘centre of knowledge’ for all workers compensation schemes across Finity. He works with clients from both the private and public sectors on a diverse range of actuarial, strategic and operational issues.

 

Andrew is highly skilled in the development of long tail financial models that identify the root cause drivers of claim outcomes, enabling his work in assessing scheme sustainability and assisting with scheme design. Andrew leads a number of valuation teams, delivers best practice reviews and performance benchmarking, and assists with the design of agent remuneration and incentive structures. 

Areas of Expertise
  • Workers compensation
  • Asbestos liabilities
  • CTP
Talk to me about
  • Injury & Care schemes
  • Workers Compensation

 

David McNab

David McNab

Principal
David McNab

David McNab

Principal

david.mcnab@finity.com.au

Ph +61 3 8080 0903

Mobile +61 402 064 630

LinkedIn: https://www.linkedin.com/in/david-mcnab-05727528/

 

Qualifications

BComm (ActSt), FIAA

David is a Principal at Finity. He is an Actuary and has 25 years’ experience consulting in General Insurance, specialising in Appointed Actuary roles, capital, risk and volatility management for long tail classes of insurance, including latent liabilities such as asbestos. He is currently the Appointed Actuary for three insurers and the primary advisor to six organisations in relation to their asbestos liabilities.  David previously jointly led Finity’s team working with the National Asbestos Safety and Eradication Agency in development of a projection model for Australia wide mesothelioma and particularly, third wave exposures.

Areas of Expertise
  • Volatility and Capital Management
  • Medical Indemnity
  • Health analytics
  • Asbestos
  • Workers Compensation
  • Appointed Actuary

 

Talk to me about
  • Capital Management
  • Asbestos liability reserving
  • Appointed Actuary roles
Alina Pettifer

Alina Pettifer

Principal
Alina Pettifer

Alina Pettifer

Principal

alina.pettifer@finity.com.au

Ph +61 3 8080 0914

Mobile +61 400 337 313

LinkedIn: https://www.linkedin.com/in/alina-pettifer-825a1b1/

 

Qualifications

BComm (Hons), BSci, FIAA

 

Alina is a Principal has worked in the general insurance industry since 2007. She is a key member of Finity’s Commercial Insurance Practice. Alina has provided both strategic and technical pricing advice to insurers and underwriting agencies across the full breadth of commercial lines products. In addition to consulting projects, she is responsible for Finity’s commercial competitor monitoring product offering - Commercial Finesse in the Direct market and Vantage in the intermediated market.

 

Area of expertise

  • Commercial lines pricing and portfolio monitoring
  • Commercial competitor pricing insights
  • Underwriting agencies
  • Commercial Motor
  • Business Packages
  • General Liability
  • ISR
  • Medical Malpractice
  • Professional indemnity

 

Talk to me about

  • Commercial Lines Pricing
  • Underwriting agencies
  • Vantage
  • Finesse
Andy Cohen

Andy Cohen

Principal
Andy Cohen

Andy Cohen

Principal

andrew.cohen@finity.com.au

Ph +61 2 8252 3346

Mobile +61 423 519 139

LinkedIn: https://www.linkedin.com/in/andy-cohen-105b9515/ 

 

Qualifications

BSc, FIAA

Andy Cohen is a Director and Principal of Finity and has over 30 years’ experience in the general insurance industry. He is or has been the Appointed Actuary to 14 insurance and reinsurance companies.

Andy has extensive experience in a wide variety of insurance classes including workers’ compensation, public liability, lenders mortgage insurance, trade credit insurance, professional indemnity and reinsurance.

 

He provides advice on reserve levels, pricing, financial projections, capital management and reinsurance strategy.

Areas of Expertise
  • Appointed Actuary services
  • Workers compensation
  • Reinsurance
  • Professional indemnity
  • Lenders mortgage insurance
  • Extended warranty
Talk to me about
  • Appointed Actuary & Reserving
  • Industry-based mutuals, specialised insurers, self-insurance
  • Appointed Actuary & Reserving
  • Capital management

     

 

We provide general insurers support and advice that is practical and commercially-orientated offering clients access to the broadest range of technical skills and insights available in the market.
Geoff Atkins
Finity Director
Innovative products. Practical insights. Infinite possibility.

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