The Australian government has moved to adopt some of the Productivity Commission’s recommendations for improving national consistency of workers’ compensation and OH&S.
The particular direction being pursued is to facilitate access by employers to the OH&S and workers’ compensation provisions for Commonwealth employees through self-insurance under the Commonwealth agency, Comcare.
We assess the Comcare self-insurance option against the alternatives of remaining under separate state jurisdictions as either an insured or self-insured employer. We particularly focus on:
– differences in the OH&S and workers’ compensation frameworks
– cost differentials
– implications for the state workers’ compensation schemes if employers exit to Comcare.