27 Publications: Self insurance
  • The Comcare Self-insurance Option

    The Australian government has moved to adopt some of the Productivity Commission’s recommendations for improving national consistency of workers’ compensation and OH&S.

    The particular direction being pursued is to facilitate access by employers to the OH&S and workers’ compensation provisions for Commonwealth employees through self-insurance under the Commonwealth agency, Comcare.

    We assess the Comcare self-insurance option against the alternatives of remaining under separate state jurisdictions as either an insured or self-insured employer. We particularly focus on:

    – differences in the OH&S and workers’ compensation frameworks

    – cost differentials

    – implications for the state workers’ compensation schemes if employers exit to Comcare.

    Publication date: April 4, 2007 | Topic: CTP, Self insurance, Workers comp | Author: Mark Hurst

  • Finity
    Self Insurance Newsletter April 2007 – Self Insurance v Scheme Insurance

    In all Australian states you can choose to insure your company’s workers compensation risk or you can self-insure; either via the state scheme or Comcare. The difference between the cost of insurance premiums and self-insurance can be significant and hence may be of interest to, companies considering self-insurance or self-insurers who want to know how their current costs compare with the premiums they would have to pay for insurance.

    For any particular year the comparison between self-insurance and insurance needs to take into account a number of components.

    Publication date: April 1, 2007 | Topic: Self insurance | Author: Mark Hurst, David McNab

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