We support a wide range of mutuals and cooperatives to better manage their risk, capital and improve profitability.


Working in partnership with CFOs and CROs through to product managers and risk officers we provide access to cutting edge analytics to support revenue, capital and risk based decisions.

Finity is a Business Council of Co-operatives Mutual (BCCM) Associate Member and has a wide range of mutual clients including specialist insurers and banks across Australia and New Zealand.

Capital Management and Mutual Capital Instruments

Capital Management & Mutual Capital Instruments

We apply a business lens to capital management to support risk appetite, business and strategic objectives. As an independent voice, we can help you understand whether a mutual capital instrument is right for your members. View our guide on raising Mutual Capital Instruments and Co-operative Capital Units here.

Financial Forecasting

Financial Forecasting

Our team of experts can work with you to draft realistic business plans which  reflect current market conditions offering sophisticated business forecasting models with detailed projections of profitability and solvency. We can also work with you to develop monitoring tools which track progress against plans throughout the year.

Member and Market Insights

Member & Market Insights

At Finity we demystify data by combining the latest techniques with deep industry expertise to capture the most value from your data. We can help you understand your members better – how to get them, grow them and keep them by showing how your data adds value, extracting that value and effectively use it.

Appointed Actuary, Reserving and Pricing

Appointed Actuary, Reserving & Pricing

Our pricing and portfolio management leaders have 150+ years’ knowledge of the insurance market. We work with specialist mutual insurers, undertaking Insurance Liability Valuations and Financial Condition Reports that allow you to meet your statutory obligations and make sound judgements about your business and its liabilities.

Case studies

Climate risk and environment, social and governance (ESG) criteria

For over a decade our Climate Risk Practice has provided clients with business solutions developed from our deep understanding of the physical and financial risks associated with natural perils such as storms, floods, bushfires and cyclones. We also help clients understand their exposure to transition risks and help them develop strategies to meet ESG criteria. We bring a strong understanding of the unique needs of the mutual and co-op sector to meet expectations of their members and communities in this area.

Mutuals and co-operatives working with Finity

We see our values aligned to mutuals and co-operatives which makes working with us a perfect fit. Like you, Finity is customer (member) focused with an emphasis on integrity in all that we do.

Talk to us about how we can help your mutual

Rade Musulin

Ph  +61 2 8252 3444
Mobile  +61 434 470 018

Sen Nararajan

Sen Nagarajan

Mobile  +61 434 195 740