We support a wide range of mutuals and cooperatives to better manage their risk, capital and improve profitability.
Working in partnership with CFOs and CROs through to product managers and risk officers we provide access to cutting edge analytics to support revenue, capital and risk based decisions.
Finity is a Business Council of Co-operatives Mutual (BCCM) Associate Member and has a wide range of mutual clients including specialist insurers and banks across Australia and New Zealand.
We apply a business lens to capital management to support risk appetite, business and strategic objectives. As an independent voice, we can help you understand whether a mutual capital instrument is right for your members. View our guide on raising Mutual Capital Instruments and Co-operative Capital Units here.
Our team of experts can work with you to draft realistic business plans which reflect current market conditions offering sophisticated business forecasting models with detailed projections of profitability and solvency. We can also work with you to develop monitoring tools which track progress against plans throughout the year.
At Finity we demystify data by combining the latest techniques with deep industry expertise to capture the most value from your data. We can help you understand your members better – how to get them, grow them and keep them by showing how your data adds value, extracting that value and effectively use it.
Our pricing and portfolio management leaders have 150+ years’ knowledge of the insurance market. We work with specialist mutual insurers, undertaking Insurance Liability Valuations and Financial Condition Reports that allow you to meet your statutory obligations and make sound judgements about your business and its liabilities.
Climate risk and environment, social and governance (ESG) criteria
For over a decade our Climate Risk Practice has provided clients with business solutions developed from our deep understanding of the physical and financial risks associated with natural perils such as storms, floods, bushfires and cyclones. We also help clients understand their exposure to transition risks and help them develop strategies to meet ESG criteria. We bring a strong understanding of the unique needs of the mutual and co-op sector to meet expectations of their members and communities in this area.
Working with Finity
Finity’s partnership consulting style is well suited to mutuals and co-operatives. Our approach is to work collaboratively and provide valuable insights to your business.
Commercially adding value
The Finity approach is to focus on adding value. Our team is unrivalled in Australian general and health insurance, and our real world understanding and unique solutions are designed to benefit all your members.
Customer service mentality
We understand that our success is determined by our ability to deliver successful outcomes for our clients and this is reflected in the industry recognition we have received including winning the Insurance Industry’s Professional Services Firm of the Year (four times), the Service Provider of the Year (six times), as well as being inducted into the Industry Awards Hall of Fame.
Opportunities for learning and development
A good partnership between consultant and client should go beyond just the high quality completion of (fee-based) projects. In the spirit of partnership with our clients, we offer a range of learning and development opportunities as well as a body of relevant insurance-specific publications that is the largest produced by any consultancy in Australia.
Mutuals and co-operatives working with Finity
We see our values aligned to mutuals and co-operatives which makes working with us a perfect fit. Like you, Finity is customer (member) focused with an emphasis on integrity in all that we do.