Finity provides pricing and portfolio management advice to commercial lines insurers.
Our expertise spans the full spectrum of the commercial insurance market including SME, corporate and niche segments as well as all the major products.
The commercial lines classes present different challenges to personal lines, including poor, scarce or incomplete data, the impact of large claims and the greater variety in the types of risk being insured.
We recognise the importance of underwriter judgement, whether at the individual risk level or in setting book premium rates, and typically work closely with the underwriter in the course of our work in commercial lines.
- Commercial property (both packages and ISR)
- General liability
- Professional indemnity and directors and officers
- Management liability
- Workers compensation
- Commercial motor & motor fleet
- Strata
- Construction
Finity’s NCPD Market Analytics tool provides insights into the policies and claims trends in commercial liability and financial lines classes.
Our commercial lines pricing expertise includes:
- Best practice rating algorithms and raters
- Natural perils pricing
- Predictive modelling
- Portfolio management
- Work injury claims
- Competitor price monitoring and analysis
- Telematics
- Providing benchmarks (insurers with limited data)
- External data expertise
- Industry/occupation clustering
- Underwriting agencies
Talk to us about commercial lines pricing
Tim Andrews
Ph +61 2 8252 3385
Mobile +61 405 189 549
tim.andrews@finity.com.au