Internal capital models are constructed in sufficient detail to capture all the nuances of reinsurance programs and their impact on risk and capital needs. We help insurers to optimise their reinsurance arrangements and therefore maximise the efficiency of capital use.
- Treaty analysis
- Analysing the impact of reinsurance treaties on the risk profile and profitability of the business.
- Program review
- Internal pricing and cost allocation
- Developing an optimal reinsurance program design with respect to cost and protection provided, using risk and return measures as the decision variables
- Determining the contribution to profit volatility of each business unit and how to equitability allocate the cost of reinsurance among business units