Francis is a Principal at Finity with 15 years’ experience in general insurance, specialising in financial analysis, reporting, capital, and risk for insurers. He holds a double degree in actuarial studies degree and law. He is also Finity’s IFRS 17 (the new insurance accounting standard) expert. Francis’ law degree has proved to be a valuable asset to Finity. In addition to quickly grasping technical legislative issues, he also understands how the legal environment plays out in general and health liability claims costs over time.