Digital disruption and the erosion of value

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    Presented by Graeme Adams & Luke Cassar at the 2016 ANZIIF 'Finity and APRA Industry Briefing'.

    Digital disruption in the general insurance industry has and will continue to shift power into the hands of consumers. Through the rise of telematics, on-demand insurance and peer-to-peer insurance, the consumer has increasing choices as to how they insure, when they insure and if they need insurance. In gifting consumers with market power, disruption could erode the traditional insurance proposition – safety and stability is no longer the cornerstone. In this presentation, Finity looks at how this is happening and how insurers can respond.

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