Karen is a Principal of Finity and heads up Finity's CTP Monitoring practice. She has worked in general insurance consulting in Australia since 1993 and has also had a couple of short stints working in the London market and in Boston.

Karen Cutter

  Ph +61 2 8252 3386

   Mobile +61 438 868 588

Areas of Expertise

  • CTP
  • Workers compensation
  • Medical indemnity
  • APRA regulations

Qualifications

  • Fellow of the Institute of Actuaries of Australia, 1998
  • Bachelor of Economics, Macquarie University, 1992

Work History

  • March 2005 to present: Finity Consulting (Principal since 2010)
  • 2000 to 2005: Trowbridge Deloitte
  • 1993 to 2000: Trowbridge Consulting

Description of Relevant Experience

Karen is a Principal of Finity and heads up Finity's CTP Monitoring practice. She has worked in general insurance consulting in Australia since 1993 and has also had a couple of short stints working in the London market and in Boston.

Karen has wide experience in general insurance and accident compensation, with her particular areas of specialisation being the CTP, workers compensation and medical indemnity classes of business. She also has an interest in prudential regulation and is responsible for keeping Finity's knowledge of APRA regulations up-to-date.

As head of the CTP monitoring practice, Karen is responsible for providing claims monitoring advice to both the NSW and Queensland arms of the Insurance Council and a number of private insurers in both states. Other CTP expertise includes pricing, actuarial certification of NSW CTP premiums, valuation and external peer review assignments.

Karen is currently the scheme actuary for both WorkCover Tasmania and the ACT Chief Minister's Department, providing advice on actuarial scheme reviews and suggested premium rates for these privately underwritten workers compensation jurisdictions.

Karen has authored a number of professional papers and journal articles on CTP, medical indemnity and topics related to APRA regulations. The most recent of these was a paper on Superimposed Inflation in CTP Schemes presented at the 2009 Accident Compensation seminar.